2024 Tiaa cref retirement login

Security center. Retirement benefits. Retirement Plan. 401 (k) Plan. TIAA-CREF Retirement Healthcare Savings Plan. Investment options.. Cos b a

Select Unlock My Account on the screen that displays after a failed attempt to log in. Follow the prompts to confirm your identity and regain access. If you can't unlock your account online, please call us at 866-207-6467 , weekdays from 8 a.m. to 10 p.m. and Saturdays from 9 a.m. to 6 p.m. (ET).TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: 1000.24; G-1000.4; IGRS-01-84-ACC; IGRSP-01-84-ACC; 6008.8. Not all contracts are available in all states or currently issued ...SIPC only protects customers’ securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: 1000.24; G-1000.4; IGRS-01-84-ACC; IGRSP-01-84-ACC; 6008.8. Not all contracts are available in all states or currently issued ...See what's available to you. You can put money away for retirement while saving on taxes. 401 (a) Retirement Plan View plan details. 403 (b) Voluntary Retirement Plan View plan details. Student Employee Retirement Plan View plan details.See what's available to you. You can put money away for retirement while saving on taxes. 401 (a) Retirement Plan View plan details. 403 (b) Voluntary Retirement Plan View plan details. Student Employee Retirement Plan View plan details.Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. The TIAA group of companies does not provide legal or tax advice. 800-842-2252. Weekdays, 8 am − 10 pm (ET) View directory. This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other ...Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. The TIAA group of companies does not provide legal or tax advice. Designate, change or update beneficiaries for your employer sponsored retirement plan or IRA, your personal annuities, your mutual fund accounts, or your life insurance. Update beneficiaries. TIAA-CREF Funds Beneficiary Designation Form (Retail Class Only) Designate, change or update beneficiaries for your TIAA-CREF Mutual Fund account.Your plan may distribute your entire balance if the value does not exceed $2,000. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000).Your plan may distribute your entire balance if the value does not exceed $2,000. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000). SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.The TIAA Secure Income Account is a guaranteed insurance contract and not an investment for federal securities law purposes. Annuity contracts may contain terms for keeping them in force. Your financial consultant [or we] can provide you with costs and complete details. TIAA Secure Income Account is issued through by Teachers Insurance and ...We would like to show you a description here but the site won’t allow us. SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.Your plan may distribute your entire balance if the value does not exceed $2,000. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000).SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.Target Date Funds. A mutual fund designed to help you save for retirement. Just select a fund date closest to your retirement date (for example: 2045) and the fund automatically adjusts over time. Learn more. 1 Guarantees are subject to the claims-paying ability of the issuing insurance company. This material is for informational or educational ...Retirement. Connect with financial professionals who can explain how your retirement plan works and how you can choose the right amount to contribute. 800-842-2252. We're here for you weekdays, 8 a.m to 10 p.m. (ET)See what's available to you. You can put money away for retirement while saving on taxes. The Retirement Income Plan for Teaching Faculty of Harvard University View plan details. Harvard University Defined Contribution Retirement Plan (1995 Retirement Program) View plan details. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.Available weekdays, 8 a.m. – 7 p.m. (ET). 844-TIAA-IRA. 1 Withdrawals of earnings prior to age 59½ are subject to ordinary income tax and a 10% penalty may apply. Earnings can be distributed tax free if distribution is no earlier than five years after contributions were first made and you meet at least one of the following conditions: age ...TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: 1000.24; G-1000.4; IGRS-01-84-ACC; IGRSP-01-84-ACC; 6008.8. Not all contracts are available in all states or currently issued ... Eliminate overlapping costs and pay no annual account fee with TIAA 1. Transfer any amount and benefit from no-fee and low-fee investment options. Invest on your own and get advice at no additional cost, 2 or let us do the investing for you. Get TIAA's exclusive IRA option of guaranteed income for life 3.TIAA has rewarded participants who save in contracts where benefits are paid in installments over time instead of in an immediate lump sum by crediting higher interest rates, typically 0.50% to 0.75% higher. 1 Higher rates may lead to higher account balances and more retirement income for you. Employer Contributions. Your employer will match 100% of an eligible employee’s base salary, shift differential and commissions up to $300,000, in an amount of up to 3% of eligible earnings to the 401 (k) Plan. Matching contributions will be made in the same payroll period as the salary reduction.SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.You can borrow money from your retirement plan and pay the funds back with lower interest rates than other types of borrowing, such as a credit card. However, a loan may trigger fees, and you may be forced to pay back the entire amount you borrowed if you leave your job, voluntarily or not. You also need to find out how your employer structures ... TIAA. Retirement benefits. Retirement Plan. 401 (k) Plan. TIAA-CREF Retirement Healthcare Savings Plan. Investment options.We would like to show you a description here but the site won’t allow us.TIAA Institute Reports. Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses ...Traditional. 2-30 years for TIAA and CREF variable annuities. GRA: 5-30 years for TIAA Traditional. 2-30 years for TIAA and CREF variable annuities after termination of employment. Not available SRA: 2-30 years for all TIAA and CREF annuities. GSRA: 5-30 years for all TIAA and CREF annuities. Not available Retirement transition benefit1The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ...The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ... We would like to show you a description here but the site won’t allow us. Get the basics. TIAA Access, a variable annuity, is a unique retirement savings account that allows you to invest in mutual funds through an annuity during your working years, and when you are ready to retire, you have the added built-in option to choose lifetime income while your dollars remain invested. 1.Target Date Funds. A mutual fund designed to help you save for retirement. Just select a fund date closest to your retirement date (for example: 2045) and the fund automatically adjusts over time. Learn more. 1 Guarantees are subject to the claims-paying ability of the issuing insurance company. This material is for informational or educational ... Designate, change or update beneficiaries for your employer sponsored retirement plan or IRA, your personal annuities, your mutual fund accounts, or your life insurance. Update beneficiaries. TIAA-CREF Funds Beneficiary Designation Form (Retail Class Only) Designate, change or update beneficiaries for your TIAA-CREF Mutual Fund account.Manage your retirement, banking, and brokerage accounts using the TIAA mobile app. The app provides quick and secure access to all your TIAA finances, and puts 100 years of top money management into the palm of your hand. The TIAA mobile app includes: Security – Use your password, Touch ID, or Face ID to log in. We would like to show you a description here but the site won’t allow us.Available weekdays, 8 a.m. – 7 p.m. (ET). 844-TIAA-IRA. 1 Withdrawals of earnings prior to age 59½ are subject to ordinary income tax and a 10% penalty may apply. Earnings can be distributed tax free if distribution is no earlier than five years after contributions were first made and you meet at least one of the following conditions: age ... TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ...TIAA Health Solutions will provide subject matter expertise, guidance and direction to assist your organization in the design of your retirement healthcare savings plan to meet your needs. In addition, TIAA Health Solutions will provide the following key documents necessary to establish a retiree health savings plan and the underlying trust to ...See what's available to you. You can put money away for retirement while saving on taxes. Defined Contribution Retirement Plan View plan details. Voluntary Retirement Savings Plan View plan details. 457 (b) Deferred Compensation Plan View plan details.Traditional defined benefit (DB) plans provided by employers—also known as pensions—can go a long way, but they are becoming a thing of the past. At last count, pensions were offered to less than 17% of American workers. 2. Annuities are insurance products designed for retirement and other long-term goals.Manage your account Sign up to view and manage your investments online. Get online access Talk to us Call 800-842-2252 or visit us in person at the nearest location. Find TIAA offices Don’t let shaky markets disrupt your long-term goals Pursue better outcomes with a long term plan. Get advice on weathering market volatility. Retirement Plan and Individual Retirement Account (IRA) 800 842-2252 MONDAY - FRIDAY, 8 AM - 10 PM (ET) Wealth Management Services 866 842-3519 MONDAY - FRIDAY, 8 AM - 10 PM (ET) Brokerage Services 800 927-3059 MONDAY - FRIDAY, 8 AM - 7 PM (ET)We would like to show you a description here but the site won’t allow us. TIAA has rewarded participants who save in contracts where benefits are paid in installments over time instead of in an immediate lump sum by crediting higher interest rates, typically 0.50% to 0.75% higher. 1 Higher rates may lead to higher account balances and more retirement income for you. The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ...The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ...Retirement account distributions or rollovers: 1099-R: You've received funds from your retirement account(s) or you've completed a rollover from your retirement account: January 31: Summary Form Letter: Summary Form . 1099-Letter. You've received a 1099-INT, 1099-B, and/or 1099-OID form(s) January 31: Matured MarketSafe CD: MarketSafe CD Tax ... SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.1 Some TIAA products and services, like the Investment Solutions IRA and certain annuity products, are only available to employees and retirees (and their family members) of nonprofit colleges and universities, public and private nonprofit elementary and secondary schools, teaching hospitals, museums, libraries and other nonprofit institutions.You can always contact us at the telephone numbers listed below. Retirement Plan and Individual Retirement Account (IRA) 800 842-2252. MONDAY - FRIDAY, 8 AM - 10 PM (ET) Wealth Management Services. 866 842-3519. MONDAY - FRIDAY, 8 AM - 10 PM (ET) Brokerage Services. 800 927-3059. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.Financial professionals engaged on your behalf can help you pursue financial goals to and through retirement. With TIAA's managed accounts programs, you gain a life-long financial partner. 1. Call us at 888-211-3868. Learn about our personalized approach.SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.Give us a call. weekdays, 8 a.m. – 8 p.m. (ET). 877-554-8282. 1 For stability, claims-paying ability and overall financial strength, Teachers Insurance and Annuity Association of America (TIAA) and TIAA-CREF Life Insurance Company (TIAA Life) are one of only three insurance groups in the United States to currently hold the highest possible ...SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. 800-842-2252. 1 Annuity Account options are available through contracts issued by TIAA or CREF. These contracts are designed for retirement or other long-term goals, and offer a variety of income options, including lifetime income. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability.TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: 1000.24; G-1000.4; IGRS-01-84-ACC; IGRSP-01-84-ACC; 6008.8. Not all contracts are available in all states or currently issued ... This review at Huffington Post ranks the bank at #8 in the list of the top 10 online banks of 2015. The review mentions the usefulness of TIAA Direct checking account, especially for large deposits as the rates are higher. The review also praises the mobile app and lack of monthly fee.You can always contact us at the telephone numbers listed below. Retirement Plan and Individual Retirement Account (IRA) 800 842-2252. MONDAY - FRIDAY, 8 AM - 10 PM (ET) Wealth Management Services. 866 842-3519. MONDAY - FRIDAY, 8 AM - 10 PM (ET) Brokerage Services. 800 927-3059. We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us. The same rule applies to your traditional IRAs. Money withdrawn from a traditional IRA will not count toward your 403(b) plan RMD and vice versa. Money withdrawn from other types of retirement accounts will only count toward the RMD for that tax-deferred retirement account, and no amounts withdrawn from elsewhere will count toward that plan's RMD. We would like to show you a description here but the site won’t allow us.800-842-2252. Weekdays, 8 am − 10 pm (ET) View directory. This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other ...We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us. You can put money away for retirement while saving on taxes. Contributory Retirement Plan (CRP) View plan details. Retirement Income Plan for Employees (ERIP) View plan details. Supplemental Retirement Plan (SRP) View plan details. 457 (b) Deferred Compensation Plan View plan details.SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. The rates TIAA credits are quoted as effective annual rates with interest compounded daily and once declared, remain in effect during the current declaration year (March 1, 2023 - February 29, 2024). This means that funds applied to TIAA Traditional in the current month will be credited with the indicated effective annual rates until February ...We would like to show you a description here but the site won’t allow us.

1 Some TIAA products and services, like the Investment Solutions IRA and certain annuity products, are only available to employees and retirees (and their family members) of nonprofit colleges and universities, public and private nonprofit elementary and secondary schools, teaching hospitals, museums, libraries and other nonprofit institutions. . Dollar4 car wash near me

The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ...Retirement account distributions or rollovers: 1099-R: You've received funds from your retirement account(s) or you've completed a rollover from your retirement account: January 31: Summary Form Letter: Summary Form . 1099-Letter. You've received a 1099-INT, 1099-B, and/or 1099-OID form(s) January 31: Matured MarketSafe CD: MarketSafe CD Tax ... Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. The TIAA group of companies does not provide legal or tax advice.The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ...Your plan may distribute your entire balance if the value does not exceed $2,000. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000).Give us a call. weekdays, 8 a.m. – 8 p.m. (ET). 877-554-8282. 1 For stability, claims-paying ability and overall financial strength, Teachers Insurance and Annuity Association of America (TIAA) and TIAA-CREF Life Insurance Company (TIAA Life) are one of only three insurance groups in the United States to currently hold the highest possible ...Retirement. Connect with financial professionals who can explain how your retirement plan works and how you can choose the right amount to contribute. 800-842-2252. We're here for you weekdays, 8 a.m to 10 p.m. (ET)Employer Contributions. Your employer will match 100% of an eligible employee’s base salary, shift differential and commissions up to $300,000, in an amount of up to 3% of eligible earnings to the 401 (k) Plan. Matching contributions will be made in the same payroll period as the salary reduction. Simplified options. Target date fund – Select a fund closest to your retirement date and the fund automatically adjusts over time. Morningstar portfolio 2 – Pre-built risk-based portfolios that allow you to choose your management style (active or passive) and risk tolerance. Lifestyle (Target Risk) fund – Choose a fund that matches your ... TIAA accounts enable you to view balances, manage investments, and get advice. Access TIAA secure login here. ... College Retirement Equities Fund, New York, NY 10017 ...Your plan may distribute your entire balance if the value does not exceed $2,000. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000).The same rule applies to your traditional IRAs. Money withdrawn from a traditional IRA will not count toward your 403(b) plan RMD and vice versa. Money withdrawn from other types of retirement accounts will only count toward the RMD for that tax-deferred retirement account, and no amounts withdrawn from elsewhere will count toward that plan's RMD.We would like to show you a description here but the site won’t allow us.Available weekdays, 8 a.m. – 7 p.m. (ET). 844-TIAA-IRA. 1 Withdrawals of earnings prior to age 59½ are subject to ordinary income tax and a 10% penalty may apply. Earnings can be distributed tax free if distribution is no earlier than five years after contributions were first made and you meet at least one of the following conditions: age ... TIAA Institute Reports. Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses ... You can always contact us at the telephone numbers listed below. Retirement Plan and Individual Retirement Account (IRA) 800 842-2252. MONDAY - FRIDAY, 8 AM - 10 PM (ET) Wealth Management Services. 866 842-3519. MONDAY - FRIDAY, 8 AM - 10 PM (ET) Brokerage Services. 800 927-3059. The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. SIPC only protects customers' securities and ... Target Date Funds. A mutual fund designed to help you save for retirement. Just select a fund date closest to your retirement date (for example: 2045) and the fund automatically adjusts over time. Learn more. 1 Guarantees are subject to the claims-paying ability of the issuing insurance company. This material is for informational or educational ... SIPC only protects customers’ securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations..

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